Money management and finance handling has become a lot more easier after the intervention of technology. Gone are the days when we need to divide a separate time slot from our routine to visit bank. We always had to keep track of last date of bill payments , settlements , deposits and withdrawal. The tedious process of standing in a queue awaiting for our turn , filling up a challan , processing a money was a nightmare then.
With technology innovations there are lot of apps specialized in money handling and banking solutions. We no longer need to worry about security and safety. With a mobile device and internet connections you can do wonders in respect to banking with just a click .
Why depend on a bank official if you have a query? Digital solutions and apps are here to serve and give the best facility to its consumers. There are lots of people who scratch their head at the end of the month. For those people apple store has a plenty of apps to track our budget and log on to our expenses.
In our hectic routine , these apps can remind us about any payment due and deadlines. Finance handling demands a lot of smartness and knowledge. These iOS apps serves as the best personal finance solution and give digital guidelines.
Let us look into the list of Best Personal Finance Apps for iPhone and iPad available for iOS users in apple store.
Best budgeting and personal finance apps for 2020. (iPhone users — don't confuse this with the Wallet app that's built into iOS for managing features like Apple Pay.
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- Personal Capital is one of the best budget apps for desktop, iPad, iPhone, Mac, Android, Samsung Galaxy, Microsoft, and online users. Using Personal Capital allows you to monitor and manage your financial transactions from anywhere, anytime.
- SplashMoney is Personal Finance Management Software for all platforms like Mac, Windows, iPad, iPhone, Android and Windows Mobile. This software helps you in managing your account from anywhere and anytime. It keeps track of your spending and income and then maintains your budget.
- Best Personal Finance Apps to Manage Money. Without further delay, let’s begin discussing our first best personal finance tracker app for Android and iOS. Mint: Best Money Management App. Download Now for iOS. Download Now for Android. With over 15 million users, Mint is an effective and one of the premier personal finance apps.
The Best Personal Finance Apps for Your iPad or iPhone
MINT :
This app consolidates multiple transaction from various credit cards and different accounts into one narrow view.Users will always have an eye on the on going transactions and have a track of their balance.
MINT app tracks :
- Savings.
- Checking.
- Credit card.
- Most investment account.
- Cash accounts.
FEATURES :
- Categories transactions immediately after download.
- This app has an overview page which has information about budget , spending , net worth report , financial alerts and upcoming bills.
- Budget track helps to spend nominally and run an economic friendly life.
- It offers a comprehensive look to all your account balances updated in real time.
- You have all the choice to opt in for push in notification.
- Favorite finance app among users for its good speed and reliability.
- It guides you with its customized saving tips.
- To make it simple all your balance and account details are presented in a chart and graph model.
- One added advantage is you can deactivate access to your iOS device through MINT app once its lost.
iBANK :
A fully featured finance app with astounding interface. A perfect personal banking app to manage expenses. Users can track any type of bank account’s transactions , savings , loan and investments.
FEATURES :
- Transactions can be downloaded to accounts from thousands of financial institution. They can be edited and reconciled.
- This app supports multiple currencies.
- iBank supports retina display.
- Financial transactions and accounts are grouped as books. Each book can have password protection.
- Data can be synced from iBank to your Mac.
- View your reports on expenses , budgeting and bills. To make it simple use tags to customize reports.
CREDIT KARMA :
This app connects your credit card and accounts to track your spending pattern. Provides best deals and offers related to loans and credit cards. Bluetooth mouse app mac.
FEATURES :
- One of the smart app that aims at sustainable development. Has a lot of plans for future finance.
- From auto insurance to mortgages , name it this app offers it.
- This free app retrieves and manages credit scores.
- Has weekly and daily updates about your credit card details.
WALLY :
Wally helps you to track the complete picture of your expenditure. This app helps you keep a tab on your daily , weekly expenses and divide it based on categories. Take control of yours finances with a quick and simple view of information.
FEATURES :
- Users can set a target based on their savings , spending budget and income.
- This app includes a social and location tool for your expenses.
- Provides you a detailed info graphics that says how much you spent , with whom and where.
- Update your purchase data with your scanned receipts.
HOME BUDGET :
The best manual financial app for manipulating finance with ease. Users can sync their personal finance between multiple iOS devices.
FEATURES :
- Provides more practical solutions to its users than other apps.
- This app is far more flexible to use.
- Allows users to share budget with family members and ask for suggestions.
CONCLUSION :
Top Financial Apps For Iphone
When will the practice of taking turns among family members to visit bank and carry out our task ? Life demands money and fund transactions. Hence we cannot neglect dealing with banks and its process. Time is equally important in life as money. Have your money in your control with not more commutation time getting wasted.
Have a complete control over your finance and budgeting with any one of the above mentioned best budget app for iPad and iPhone. Bid farewell to tension and stress about money. Replace it with smart budgeting technic available for free in apple store.
If you are looking for the best personal finance app for your iPhone and iPad, you are at the right place. You can see here 15 best personal finance apps for iPhone, iPad and other iOS, which allow you to manage your financial management tasks easily and quickly.
Best Personal Finance Apps
1. Daily Budget Original Pro ( iPhone + iPad ) :-
If you want to calculate your daily budget, plan & save for big spending, basic categories for expenses and backup safely on your iPhone and iPad, you can use Daily Budget Original Pro app on your iPhone and iPad.
With the help of Daily Budget app, you can sync your data, you can encrypt it before uploading it to the cloud. There are also lots of paid features such as customizable categories, data encryption, PIN protection to hide your app with password, Multi users through Dropbox, Remove ads, CSV file export, analysis graphs and more.
2. HomeBudget with Sync ( iPhone + iPad + Apple Watch ) :-
HomeBudget app helps you to track your expenses, income, bills-due and account balances. With the helpo of this app, you can create or edit or delete expenses and recurring expenses, you can attach photo or images of receipts, you can drag and resize images on screen, you can search expense entries, you can create or edit or delete income and recurring income.
You can also create or edit or delete bills and recurring bills, you can make payment on bills either an as expense or as a transfer and you can view transactions and do transfer between accounts, you can export data or reports by email or through WiFi.
HomeBudget app has lots of features such as support for multiple currencies and automatic exchange rate conversion, optionally associate an account and payee with an expense, calendar and list view of bills, bill reminders, set a budget, and track expenses at the category or sub-category level, suppots for accounts like checking, savings, Credit, Debit, Cash etc; automatically sync multiple devices, backup or restore complete application data including all receipts and much more.
3. MoneyWiz 2 – Personal Finance Manager ( iPhone + iPad + Apple Watch ) :-
This is one of the most user-interface, powerful and beautiful finance app for iPhone, iPad and Apple Watch. MoneyWiz 2 has lots of unique features such as accounts-you can choose from variety of Accounts like Credit Card, checking, saving, loan, cash, investment or brokerage or online banking.
![Personal Personal](https://dl1.cbsistatic.com/i/2018/01/31/fcf70566-de86-4fe2-9ff4-48424724257e/cb1e379f4064d6e66e0b7d160f508f16/screen320x480.jpg)
Budget related tasks- you can monitor your transactions and assign them.
Bills related tasks-you can browse all your bills in list or on calender and, see projections for any period with one finger tap. Freshdesk app for mac.
Worldwide online Banking- you can connect your online banking into MoneyWiz.
![Best Personal Finance App For Iphone And Mac Best Personal Finance App For Iphone And Mac](https://i.pinimg.com/originals/8d/48/43/8d4843b9ed31837cd9baf0679b5594b9.png)
Transactions entry- you can customize what fields you want to use, configure setting for each field, use the pull-down gesture to save a transaction; Protection- you can protect your data with PIN.
Dashboard- you can fill it with multiple widgets which you can re-arrange and configure and, you can do much more.
4. Mint:Personal Finance & Money ( iPhone + iPad + Apple Watch ) :-
Are you looking for a free money manager and financial tracker app? If yes, you can install Mint-A personal finance and money app on your iPhone, iPad and Apple Watch. With the help of Mint app, you can manage all your finance easily with safely, you can keep track of your credit score to help you can be smart about it, no credit card required.
You can track and pay bills and you can see your account balances and, you can also create budget effortlessly. Mint app has several amazing and useful features such as save time & money, budget better, be smart about your credit score, get bill pay reminders, stay secure, syncs with the Mint web app and, much more.
5. YNAB – Budget, Personal Finance, Expense Tracker ( iPhone + iPad + Apple Watch ) :-
YNAB is one of the best and popular personal finance app for iPhone, iPad and Apple Watch users. With the help of YNAB app, you can easily connect all your accounts at one place.
You can access to all your data and makes it simple to share finances with your partner, you can set and track goals to reach them faster and, you can also view detailed reports, visual spending and trend reports and help you measure progress and improve.
6. Acorns: Invest Spare Change ( iPhone + Apple Watch ) :-
If you want to save and invest small amounts regularly into your own diversified portfolio, you can use Acorns App on your iPhone and Apple Watch. With the help of Acorns app, you can invest your spare change into a diversified portfolio of ETFs of more than 7,000 stocks and bonds.
Best Finance App For Android
You can easily invest with recurring investments like-daily, weekly, monthly, one-time investments, referrals and found money, you can watch your progress anytime, anywhere and, you can also protect against fraud.
Acorns app has several amazing and useful features such as SIPC protected, gain access to online personal finance publication, grow magazine, withdraw anytime and, much more.
Yahoo Finance App For Iphone
7. Credit Karma: Credit Scores, Reports & Alerts ( iPhone ) :-
Credit Karma is one of the best, powerful and secure personal finance app for iPhone users. With the help of Credit Karma app, you can get your free credit scores, reports & alerts, with the help of free education, tips and tools of Credit Karma app, you can understand your scores and reports then you can make informed financial decisions, with the help of personalized recommendations, you can get credit cards and loans.
8. Wally – Smart Personal Finance ( iPhone ) :-
If you are looking for the simplest personal finance app on your iPhone that way to track your expenses, income, set a savings target and scan receipts.
With the help of Wally-Smart Personal Finance app, you can watch your balance your income & expenses, you can understand where your money goes, you can easily track a daily budget, you can scan receipts and, you can also do much more.
9. PocketGuard: Personal Finance, Budget & Bills ( iPhone + Apple Watch ) :-
Do you want to keep your financial accounts in a place securely? If yes, you can use PocketGuard app on your iPhone and Apple Watch. With the help of PocketGuard app, you can easily sync all of your personal finance accounts in one place like- bank accounts, credit cards, loans, savings & investments.
You can track your income, bills and recurring subscriptions, you can create spending limits, you can receive alerts and reminders, you can compare your current month’s spending to your average, you can watch your daily, weekly and monthly budgets and, you can also set and reach your saving goals.
10. Personal Capital Budgeting & Investing ( iPhone + iPad + Apple Watch ) :-
It is one of the most trusted and updated personal finance app for iPhone, iPad and Apple Watch users. With the help of Personal Capital Budgeting & Investing app, you can track and manage your financial life, you can understand, manage and grow your net worth and, you can also see all of your accounts in one place, you can set a spending target and track it on to go.
You can review new transactions, you can create and follow a budget, you can monitor credit card balances, you can see detailed income and spending by category or payee and, you can also compare your portfolio against major market benchmarks and stay on track to meet your investing goals.
11. EveryDollar Easy Budgeting App ( iPhone ) :-
If you want to make monthly budgets effortlessly, you can use EveryDollar Easy Budgeting app on your iPhone. With the help of EveryDollar app, you can create a fully customized monthly budget in minutes>
You can track spending as it happens in a few seconds, you can watch what you have spent and what’s remaining for the month, you can access your budget through the app or desktop browser, you can sign in with Touch ID and, you can also split transactions across multiple budget items.
12. Fudget: money management ( iPhone + iPad ) :-
Fudget is one of best and user-interface money management apps for iPhone and iPad. Fudget has lots of powerful and unique features such as one-tap adding & editing, no time constraints, learn the interface in seconds, create simple lists of incomings and expenses, passcode lock & login, Touch ID login, Dropbox save & restore, themes, calculator, export CSV and, much more.
13. Goodbudget Budget Planner ( iPhone ) :-
With the help of Goodbudget Budget Planner app, you can make sense of your budgeting and spending with in -app reports, you can share a budget with sync across multiple phones or the web.
You can know how to modify your budget after analyzing reports, you can track your bank balances in addition to envelope balances, you can schedule transactions and, you can do much more.
14. Mvelopes – Budget App & Envelope Budgeting ( iPhone + iPad ) :-
If you want to use one of the best budget app and envelope budgeting on your iPhone and iPad, you can install Mvelopes app on your iPhone and iPad. With the help of Mvelopes app, you can plan and track your household or personal budget.
You can assign and manage your budget, you can track your bank accounts and credit card balances alongside your budget to pay off your debt and increase saving faster, you can import your bank and credit card accounts and track your spending.
You can use digital envelope budgeting system to organize and simplify your finances, you can easily access or adjust your budget on the go and, you can also watch savings and credit card balances in one place.
15. Wealthfront ( iPhone ) :-
Wealthfront is one of the most comprehensive automated financial planning and investing solution apps for iPhone, that serve as your personal roadmap to financial freedom.
Wealthfront has lots of unique and time tested features such as tax loss harvesting, direct indexing, advanced indexing and more.