About Apple Card
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Apple Card sets a new level of privacy and security.1 It's integrated into the Wallet app and designed for iPhone and a healthier financial life. See if you're eligible.
If you apply online and don't add Apple Card to an eligible iPhone or iPad that you own, you can only use it to make eligible purchases online and in-store at Apple.2
Apply for Apple Card on your iPhone
- Open the Wallet app and tap the add button .
- Select Apple Card, then tap Continue.
- Complete your application.
- Review and agree to the Apple Card Terms & Conditions.
- Accept your offered credit limit and APR.3
![Card Card](https://www.boomr.com/assets/features/employee-screen-52e4e7a678bd7d131cd4d4204c6edfc4c340806aaab8f0c9849a8fb41974f809.png)
After you accept your offer, Apple Card is added to the Wallet app and you can request a titanium Apple Card.
To apply on your iPad, open the Settings app, scroll down and tap Wallet & Apple Pay, tap Add Card, then select Apple Card.
If your application is approved
You have up to 30 days to accept your offer. If you accept your offer and add Apple Card to your eligible iPhone or iPad, you can:
- Use Apple Card to make purchases anywhere Mastercard is accepted and get unlimited Daily Cash.
- Manage your account in the Wallet app or from your Apple Card web account to make or schedule payments, download PDF statements, and view your balance.
- Set Apple Card as your default payment card for Apple Pay, the App Store, Apple Music, and other Apple services.
- If you have Apple Card Monthly Installments, you can view your plan in the Wallet app or online.
Add Apple Card to your other devices
Learn how to add your Apple Card to your Apple Watch, iPad, or Mac.
If your application is declined
Make sure that you're eligible to Apply for Apple Card. You can also see which conditions might cause your application to be declined. And learn what you can do if your application is approved with insufficient credit to complete your Apple purchase, or it's declined.
If you need help applying for Apple Card, contact Apple Support.
See if you're eligible
- Be 18 years or older, depending on where you live.
- Be a U.S. citizen or a lawful resident with a valid, physical U.S. address that's not a P.O. Box. You can also use a military address.
- If you apply on a compatible device that you own, make sure it has the latest version of iOS, watchOS, or macOS.
- Be signed in on your device with your Apple ID and use two-factor authentication.
- If you have a freeze on your credit report, you need to temporarily lift the freeze to apply for Apple Card. Learn how to lift your credit freeze with TransUnion here.
- You might need to verify your identity with a Driver License or State-issued photo ID.4
Learn more
- Manage your Apple Card bill payments.
- Change the payment methods you use with Apple ID.
- Learn about the benefits of Apple Card.
- Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.
- If you apply online, use a supported browser. To access and use all Apple Card features, you need to add Apple Card to an eligible iPhone or iPad that you own with the latest version of iOS or iPadOS. Then, you can manage your Apple Card on your device and make purchases anywhere Mastercard is accepted. If you don't add Apple Card to an iPhone or iPad that you own, you can only use your Apple Line of Credit for eligible purchases online and in-store at Apple.
- Variable APRs range from 10.99 percent to 21.99 percent based on creditworthiness. Rates as of April 1, 2020.
- If your photo ID won't scan properly, contact Apple Support.
Pay for your new Apple products over time, interest‑
free.1
Low monthly payments.
Zero interest.
Zero interest.
Get 3% Daily Cash back.
All up front.
All up front.
Time Card App Free
Trade in your current device. Pay even less per month.2
Only at Apple.
How does Apple Card Monthly Installments work?
Apple Card
Monthly Installments is a feature of Apple Card.
Apple Card lives on your iPhone, in the Wallet app. You can sign up in as little as a minute and start using it right away.*
To apply, open the Wallet app
on your iPhone and tap plus sign
on your iPhone and tap plus sign
Select Apple Card Monthly Installments when you shop.
Whether you shop on apple.com, on the Apple Store app, or at an Apple Store, simply choose Apple Card Monthly Installments as your payment option when you make your purchase.
Easily view your installments in the
Wallet app.
Time Card Machine App
Your monthly installments live alongside your everyday Apple Card purchases in the Wallet app. So it’s easy to see your installments, remaining balance, and payment history.
One balance to track and pay.
Time Card Application For The Phone
Your monthly installment is automatically added to the minimum payment due on your Apple Card — including any associated AppleCare+ coverage. And if you’ve purchased multiple products, you’ll still only have one balance to pay.3
Get Daily Cash
you can use right away.
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You get 3% Daily Cash back on the purchase price of your new Apple product — all up front. It’s deposited to your Apple Cash card in the Wallet app right away, and it’s ready to use whenever and however you want.4
Featured products.
Time Card App Mac Free
Apply in minutes and
start using
Apple Card right away.*
start using
Apple Card right away.*